Sectors

Where the work sits.

Four places the practice spends most of its time – and a short list of work we decline.

Hotels and wedding venues

Seasonal cash, mixed GST, rooms and refinancing, and decisions that must survive a bank file. Usually starts with Business and personal finance review; often continues into Financing and bank liaison.

Marble, stone and export

Drawing power, inventory that must match the godown, related firms. Default path: Business and personal finance review, then Financing and bank liaison when a facility is needed.

MSMEs and operators who already sell

Bank files that match the site or the order book. Promoters past WhatsApp accounting who need a pack, not a slogan. Start with Business and personal finance review.

NRI and Gulf-returnee families

India entities, household planning, and a banker who will take the file seriously. Usually Business and personal finance review and NRI taxation and advisory.

Not a fit

GST-only filing · idea-stage ventures · anyone who wants a guaranteed sanction.